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Fire Safety

Fire & Burglary Insurance That Protects What Matters!

Safeguard your business assets, minimize risks, & stay financially secure, even when the unexpected happens.

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Protects Against Financial Losses

Covers major losses caused by fire, theft, and other perils to reduce financial drain.

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Coverage Beyond Fire

Coverage extends to cover other perils, including malicious damage, natural disasters & more.

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Avoid Business Interruptions

Ensures your operations recover quickly after unforeseen incidents.

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Secures Business Investment

Builds trust with investors and partners through reliable coverage.

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Protects Your Assets

Shields valuable assets like machinery, stock, and property from fire and burglary losses.

Comprehensive Coverage Under Fire & Burglary Insurance

Get complete protection for your property, assets, and business from fire, theft, and other unforeseen damages.

Loss or Damage to the Contents

Caused by burglary/housebreaking, hold-up or fire.

(Content here means articles or things in your property that are not permanently attached or fixed to the building).

Damage to the Premises

Physical damage, loss or destruction caused to the insured property as described in your policy during burglary, hold-up or fire.

Impact Damage

Damages caused by the impact of external physical objects like vehicles, animals, falling trees, aircraft, walls, etc.

Malicious Damages

Damages and losses caused to the insured property due to riots, strikes or fear-mongering activity.

Theft

Within 7 days from the occurrence of fire. Optional coverage is available with burglary insurance.

Know the Limits of Your Coverage

Stay informed about what's excluded from your insurance.

Explosion or Implosion

Explosions or implosions of boilers or other machines that generate steam or their contents are caused by centrifugal forces.

Landslides/Rockslides

Damage caused by natural settling, poor construction, defective materials or activities like demolition, structural changes or excavation. Includes erosion or ground movement.

Impact Damage

Damage from sonic booms or accidents caused by vehicles, animals, or aircraft owned by you or your employees.

Theft

Not covered if it is of any article or item outside your premises and without the applicable add-on.

Losses Due to Negligence

Losses due to errors, omissions, inventory discrepancies, voluntary actions or fraud.

Why Fire Insurance Is Essential?

Protect your property, finances, and peace of mind from the unpredictable risks of fire and related damages.

Fire Accidents Are Common

Electrical faults, disasters, and human errors often lead to severe fire incidents across India.

Huge Financial Impact

Such accidents cause major property and asset damage, leading to heavy financial losses.

Mandatory for Businesses

Fire insurance is required for industries handling hazardous materials to ensure safety and recovery.